Financial Services

The regulatory environment surrounding financial institutions as well as the financial markets changes frequently at global, European and local level. We stay alert, well informed and always available to go the extra mile to provide excellent results to you, as we consider that technical advice has best value if it delivers a commercial edge.

The strength of our team members stems from a thorough understanding of the underlying financial transactions and from highly relevant experience which enables them to transform into succes pioneering projects or extremely complex operations.

We provide the full range of legal services to clients active in the financial market. We are always up to date with legal developments at EU and national level and, by our cooperation with KPMG, we are able to provide our clients a unique blend of legal understanding and business orientation. We are constantly involved in the most important projects in the financial services market and our practice is currently consolidating into one of the best on the market.

Our domestic and foreign clients include banks, non-banking financial institutions, insurance companies, investment funds, private pensions, leasing companies, e-money issuers and payment institutions. We also offer advice and assistance dedicated to capital markets operations and services.

Services

Banking 
  • Authorisation of banks and financial institutions (e-money, IFNs, payment institutions) with the National Bank of Romania
  • Acquisitions of banks and financial institutions
  • Restructuring of NPL portfolios/NPL transactions
  • Restructuring projects (mergers, spin-offs, transfers of business) 
  • Project finance 
  • Real estate finance 
  • Asset finance 
  • Collateral management
  • Products, sales/distribution 
  • AML
  • Data protection/consumer protection/payments transactions
  • Leasing and factoring
  • Financing public sector entities
  • Due diligence and transaction assistance
  • Specialised training
Capital markets
  • Capital market law
  • Capital market operations: initial public offerings, takeovers, bonds, securitizations
  • Delistings and squeeze-outs
  • Minority shareholders
  • Market abuse 
  • Regulatory and compliance

Insurance

  • Insurance contract law
  • Insurance regulatory law
  • Passporting insurance services
  • Insurance products, sales/distribution and liability to customers
  • Terms and conditions, standard forms
  • Corporate governance
  • Insurance projects and transactions
  • Regulatory and compliance
  • Licensing